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Employee Benefit Research Institute
New Research from EBRI: 401(k) Participant Experience May Hold Lessons for Consumer Engagement in Health Plans
August 30th, 2008
The development of 401(k) plans over the last quarter century, and the recent legislation to overcome worker inertia with default enrollment, diversification and contributions, may offer lessons that can be applied to the design of "consumer-driven" health benefit plans, especially since both depend upon the need for individuals to become good decision makers, according to a study published by the nonpartisan Employee Benefit Research Institute (EBRI). "Defined contribution retirement plans have evolved from the employer making all decisions to workers making most of the decisions through their own initiative," says the study in the August 2008 EBRI Issue Brief. "Health...
Source: Law & Health Weekly (2008-08-30)
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