Health Insurance

Investigators at University of Alabama have published new data on health insurance

Published in Physician Law Weekly, January 7th, 2009

According to recent research from the United States, "Tort reform may affect health insurance premiums both by reducing medical malpractice premiums and by reducing the extent of defensive medicine. The objective of this study is to estimate the effects of noneconomic damage caps on the premiums for employer-sponsored health insurance."

"Employer premium data and plan/establishment characteristics were obtained from the 1999 through 2004 Kaiser/HRET Employer Health Insurance Surveys. Damage caps were obtained and dated based on state annotated codes, statutes, and judicial decisions. Fixed effects regression models were run to estimate the effects of the size of...

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Source: Physician Law Weekly (2009-01-07)

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